Zakat = 2.5% of qualifying wealth held for one lunar year. Let's simplify it.
Nisab (Minimum Threshold)
- Gold nisab: 87.48 grams (7.5 tola)
- Silver nisab: 612.36 grams (52.5 tola)
- Most scholars: use the LOWER (silver) — more people qualify
What Counts
Cash, bank balances, gold, silver, investments, business inventory, receivables. NOT counted: your home, car, furniture, personal items.
Simple Calculation
Total zakatable assets − debts = net. If above nisab: × 2.5%. Example: Rs 1,000,000 net → Rs 25,000 zakat. Use our free zakat calculator — enter assets, get instant results.
When to Pay
Once every lunar year on your "zakat anniversary". Many pay in Ramadan for extra reward — but pay whenever your year completes.